✨Yours today, pay later. Paybright is now available. Interest-free payments. - Canada only.


Split my purchase into 4? Yes, please.  

Here's how:

1. Shop
Add items you love to your cart. 

2. Select
Choose PayBright at checkout after you enter your billing/shipping preferences. *Canadian residents only at the moment.  

3. Check out
Your purchase will be split into 4 interest-free equal payments. PayBright will take over and after confirming your phone number, you'll be sent an SMS message to confirm your account. You'll then set up your repayment method with PayBright and accept the terms of your payment plan. 

4. Pay
The remaining three payments will be automatically charged to your debit or credit card every two weeks. You'll receive an email from us with your order confirmation, and then a follow up with the tracking info once your order has been shipped. :) 



Are there requirements to use PayBright?
Yes, you’ll need:

  • A Canadian Visa/Mastercard credit or debit card. Debit card must have the Visa or Mastercard logo
  • To be 18+ years old
  • To be a resident of Canada
  • Your own SMS-capable phone number

How do I sign up?
If your basket is eligible for 4 interest-free payments with PayBright, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your account. You’ll then set up your repayment method with PayBright and accept the terms of your payment plan.

Which payment methods are accepted?
PayBright currently accepts Visa and Mastercard credit or debit cards. Debit cards must have the Visa or Mastercard logo. Please note, prepaid cards are not accepted.

Where can I use PayBright? You can use PayBright on foeanddear.com. PayBright is not currently available in stores.

What if I can’t make a payment?
Please reach out to PayBright’s Customer Experience team and they’ll be happy to look into the options available. You can contact them using their contact form

Are there late fees?
A late fee will be charged up to $10.00 CAD per payment if funds are not available at the time the automatic payment is due.

Does applying for PayBright payment plan affect my credit score?
No, applying for any PayBright payment option has no impact on your credit score.

What if I make an exchange?

Exchange/Store Credit by mail:

If Foe & Dear receives your new or gently used item within 30 days of purchase, the purchase price will be refunded to a Foe & Dear credit that can be used at foeanddear.com but is not valid for use at stores that carry Foe & Dear.

Have more questions? Visit PayBright’s website here. Please see terms for full details.